Costco
Membership warehouse with Executive 2% annual reward, Kirkland Signature premium store brand, and travel packages with a price-drop guarantee.
Portal rates update regularly — use the calculator for a personalized stack with your cards.
🛡️Store Intelligence
- ✓Commerce profile available — Shopping policies and cashback guidance on file
- ✓Verified merchant information — official website, founding year, headquarters, category
📊Shopping Intelligence
We're still collecting cashback data for this store.
Community reports and official portal rates will appear here as we gather them.
👥Community Snapshot
🏪Store Details
Costco Membership
Costco runs Costco Membership. Loyalty rewards usually stack independently of portal cashback when you click through the portal before signing in.
Costco Membership
From $65/year — Warehouse and Costco.com access; Executive tier earns 2% annual reward
Discount Programs
These programs can lower your out-of-pocket cost. Portal cashback is usually calculated after eligible discounts are applied.
Shopping Policies
- ✓Free shipping available on qualifying orders
Gift Cards
Costco sells gift cards, but gift card purchases are typically excluded from portal cashback.
Common Cashback Exclusions
- ✓Membership fees
- ✓Gift cards
- ✓Prescription copays
- ✓Many portals exclude or cap Costco rates
Shopping Notes
- ✓Executive 2% reward is separate from portal cashback — compare both on big-ticket electronics
- ✓Costco.com high-value items often beat portals that exclude the merchant entirely
💳Best Cards for This Store
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Stacking Strategy
🏷️Current Coupons
Coupon aggregation for Costco — coming soon
We'll surface active promo codes and verified coupons here.
Stack savings in calculator →🛒Shopping Tips
- ✓Executive membership ($130/yr) pays for itself with 2% annual reward — breakeven is ~$3,250 in annual Costco spend including gas and travel.
- ✓When shopping Costco, kirkland Signature is made by premium manufacturers: Kirkland vodka (Grey Goose facility), batteries (Duracell), olive oil (Italian estate), and Kirkland Signature nuts and coffee are among the best per-unit values on the shelf.
- ✓Costco Travel offers rental car rates that typically beat all OTAs including Expedia and Priceline — and includes a price-drop guarantee if the rate decreases before pickup.
- ✓Costco Pharmacy is open to non-members and often has the lowest generic drug prices in your market — worth a price check before filling at CVS or Walgreens.
- ✓For Costco orders, instant Savings events rotate monthly and are sent to members; timing large purchases (TVs, appliances, tires) to coincide with these events often saves $50–$300.
⚡Stacking Tips
- ✓Costco Anywhere Visa by Citi earns 4% on gas (including Costco gas), 3% on restaurants and travel, 2% at Costco — no annual fee beyond membership.
- ✓Executive 2% reward + Citi Costco Visa 2% at Costco = 4% effective return on in-store and Costco.com purchases before any portal cashback.
- ✓Portal cashback on Costco.com (1–3% on eligible orders) stacks with Citi card rewards and Executive reward for a potential 5–6% total return.
- ✓Costco Travel vacation packages + portal cashback via the Costco Travel portal compounds meaningful savings on an already below-OTA price.
ℹ️About Costco
- Official website
- www.costco.com
- Category
- Warehouse Clubs
- Focus
- Membership Warehouse
- Founded
- 1983
- Headquarters
- Issaquah, WA
- Countries
- US, CA, UK, AU
- Also known as
- costco wholesale, costco.com
Costco is the world's third-largest retailer and the dominant membership warehouse, with Gold Star ($65/yr) and Executive ($130/yr) tiers. Executive earns 2% annual reward on eligible purchases (capped at $1,000 per year, requiring ~$50K in spend to max it). Kirkland Signature products are a genuine quality benchmark — Kirkland vodka is produced at a facility owned by the same company that bottles Grey Goose; Kirkland batteries are made by Duracell; Kirkland Signature extra-virgin olive oil is cold-pressed Italian single-estate. Costco's non-member pharmacy is open to all and frequently has the lowest prices on generics in any given market. Costco Travel's vacation packages include a price-drop guarantee through the travel date.
❓Frequently Asked Questions
🔗Related Stores
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